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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,135 | $162,529-79.0% | $130,788-73.9% | $154,746-77.9% |
| Participation rate | 91.7% | 75.9%+15.8pp | 70.1%+21.6pp | 80.7%+11.0pp |
| Annual return | 17.50% | 510.48%-493.0pp | 386.44%-368.9pp | 172.34%-154.8pp |
| Employer contribution / active EE | $1,550 | $4,447-65.2% | $3,558-56.4% | $4,379-64.6% |
| Participant deferral / active EE | $4,410 | $4,808-8.3% | $4,137+6.6% | $6,730-34.5% |
| Admin fee / account holder | $5,378 | $7,669-29.9% | $6,673-19.4% | $14,365-62.6% |