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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,295 | $199,109-74.2% | $173,730-70.5% | $154,746-66.9% |
| Participation rate | 77.8% | 82.8%-5.0pp | 79.6%-1.8pp | 80.7%-2.9pp |
| Annual return | 16.28% | 20.02%-3.7pp | 19.96%-3.7pp | 172.34%-156.1pp |
| Employer contribution / active EE | $3,442 | $5,311-35.2% | $4,577-24.8% | $4,379-21.4% |
| Participant deferral / active EE | $10,016 | $7,113+40.8% | $6,326+58.3% | $6,730+48.8% |
| Admin fee / account holder | $3,889 | $20,916-81.4% | $17,523-77.8% | $14,365-72.9% |