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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,295 | $178,174-71.2% | $156,181-67.2% | $137,256-62.6% |
| Participation rate | 77.8% | 82.0%-4.3pp | 78.8%-1.1pp | 80.0%-2.2pp |
| Annual return | 16.28% | 84.19%-67.9pp | 64.87%-48.6pp | 220.34%-204.1pp |
| Employer contribution / active EE | $3,442 | $4,972-30.8% | $4,294-19.8% | $4,156-17.2% |
| Participant deferral / active EE | $10,016 | $6,888+45.4% | $6,132+63.3% | $6,407+56.3% |
| Admin fee / account holder | $3,889 | $17,404-77.7% | $14,586-73.3% | $12,270-68.3% |