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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,600 | $88,754-79.0% | $81,820-77.3% | $145,877-87.2% |
| Participation rate | 69.2% | 75.1%-5.8pp | 72.4%-3.2pp | 80.3%-11.1pp |
| Annual return | 13.69% | 1031.77%-1018.1pp | 777.93%-764.2pp | 551.28%-537.6pp |
| Employer contribution / active EE | $1,274 | $3,085-58.7% | $2,915-56.3% | $4,663-72.7% |
| Participant deferral / active EE | $3,592 | $4,648-22.7% | $4,323-16.9% | $6,691-46.3% |
| Admin fee / account holder | $1,287 | $8,424-84.7% | $7,391-82.6% | $13,402-90.4% |