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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,600 | $88,815-79.1% | $81,882-77.3% | $145,897-87.3% |
| Participation rate | 69.2% | 75.1%-5.8pp | 72.4%-3.2pp | 80.3%-11.1pp |
| Annual return | 13.69% | 1033.75%-1020.1pp | 779.47%-765.8pp | 552.29%-538.6pp |
| Employer contribution / active EE | $1,274 | $3,086-58.7% | $2,916-56.3% | $4,663-72.7% |
| Participant deferral / active EE | $3,592 | $4,647-22.7% | $4,323-16.9% | $6,689-46.3% |
| Admin fee / account holder | $1,287 | $8,434-84.7% | $7,360-82.5% | $13,390-90.4% |