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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,334 | $96,558+118.9% | $80,977+161.0% | $273,972-22.9% |
| Participation rate | 90.0% | 79.1%+10.9pp | 75.8%+14.2pp | 83.0%+7.0pp |
| Annual return | 6.74% | 15.14%-8.4pp | 17.11%-10.4pp | 41.46%-34.7pp |
| Employer contribution / active EE | $1,903 | $4,869-60.9% | $3,715-48.8% | $4,869-60.9% |
| Participant deferral / active EE | $5,911 | $6,598-10.4% | $5,696+3.8% | $5,287+11.8% |
| Admin fee / account holder | $8,241 | $7,493+10.0% | $5,517+49.4% | $10,133-18.7% |