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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,342 | $115,917+117.7% | $100,535+151.0% | $158,982+58.7% |
| Participation rate | 85.7% | 81.6%+4.1pp | 79.4%+6.3pp | 82.0%+3.7pp |
| Annual return | 22.04% | 34.80%-12.8pp | 30.90%-8.9pp | 302.99%-280.9pp |
| Employer contribution / active EE | $1,673 | $4,105-59.2% | $3,419-51.0% | $4,763-64.9% |
| Participant deferral / active EE | $3,949 | $6,677-40.9% | $6,271-37.0% | $5,983-34.0% |
| Admin fee / account holder | $829 | $11,002-92.5% | $8,085-89.7% | $11,252-92.6% |