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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,800 | $106,524-73.0% | $152,301-81.1% | $87,485-67.1% |
| Participation rate | 82.9% | 75.8%+7.1pp | 82.4%+0.4pp | 68.9%+13.9pp |
| Annual return | 34.85% | 26.89%+8.0pp | 80.50%-45.6pp | 26.06%+8.8pp |
| Employer contribution / active EE | $4,541 | $3,371+34.7% | $4,624-1.8% | $2,596+74.9% |
| Participant deferral / active EE | $4,313 | $6,525-33.9% | $8,004-46.1% | $4,274+0.9% |
| Admin fee / account holder | $4,284 | $8,287-48.3% | $14,398-70.2% | $7,775-44.9% |