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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,008 | $82,674-87.9% | $125,381-92.0% | $68,486-85.4% |
| Participation rate | 90.9% | 75.1%+15.9pp | 82.4%+8.5pp | 67.9%+23.0pp |
| Annual return | 0.00% | -5.97%+6.0pp | 572.31%-572.3pp | -7.85%+7.9pp |
| Employer contribution / active EE | $2,545 | $3,382-24.7% | $4,815-47.1% | $2,597-2.0% |
| Participant deferral / active EE | $5,030 | $6,111-17.7% | $7,448-32.5% | $4,028+24.9% |
| Admin fee / account holder | $401 | $6,277-93.6% | $10,007-96.0% | $5,404-92.6% |