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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,247 | $93,598-82.6% | $135,974-88.1% | $75,173-78.4% |
| Participation rate | 83.8% | 75.2%+8.6pp | 81.9%+1.9pp | 67.2%+16.6pp |
| Annual return | 22.32% | 30.89%-8.6pp | 68.30%-46.0pp | 160.72%-138.4pp |
| Employer contribution / active EE | $2,381 | $3,538-32.7% | $4,859-51.0% | $2,671-10.8% |
| Participant deferral / active EE | $5,273 | $6,405-17.7% | $7,760-32.1% | $4,126+27.8% |
| Admin fee / account holder | $1,607 | $6,978-77.0% | $10,767-85.1% | $5,651-71.6% |