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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,607 | $181,896-85.9% | $156,551-83.6% | $273,972-90.7% |
| Participation rate | 80.0% | 88.4%-8.4pp | 84.0%-4.0pp | 83.0%-3.0pp |
| Annual return | 12.75% | 30.74%-18.0pp | 32.23%-19.5pp | 41.46%-28.7pp |
| Employer contribution / active EE | $2,824 | $6,248-54.8% | $5,501-48.7% | $4,869-42.0% |
| Participant deferral / active EE | $10,980 | $5,550+97.8% | $4,871+125.4% | $5,287+107.7% |
| Admin fee / account holder | $1,338 | $15,560-91.4% | $13,028-89.7% | $10,133-86.8% |