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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,630 | $167,353-90.1% | $143,797-88.4% | $134,545-87.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -24.94% | 0.48%-25.4pp | -0.04%-24.9pp | 418.37%-443.3pp |
| Employer contribution / active EE | $1,700 | $5,620-69.8% | $4,952-65.7% | $4,742-64.2% |
| Participant deferral / active EE | $7,335 | $6,447+13.8% | $5,638+30.1% | $6,401+14.6% |
| Admin fee / account holder | $49,641 | $18,096+174.3% | $14,679+238.2% | $11,431+334.3% |