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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,029 | $148,623-78.4% | $135,974-76.4% | $139,466-77.0% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 29.54% | 79.30%-49.8pp | 68.30%-38.8pp | 373.66%-344.1pp |
| Employer contribution / active EE | $1,732 | $5,246-67.0% | $4,859-64.3% | $4,754-63.6% |
| Participant deferral / active EE | $4,470 | $8,103-44.8% | $7,760-42.4% | $6,712-33.4% |
| Admin fee / account holder | $123 | $12,406-99.0% | $10,767-98.9% | $11,409-98.9% |