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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,198 | $138,102-85.4% | $125,381-83.9% | $134,532-85.0% |
| Participation rate | 60.0% | 84.5%-24.5pp | 82.4%-22.4pp | 81.2%-21.2pp |
| Annual return | -19.75% | 750.73%-770.5pp | 572.31%-592.1pp | 418.27%-438.0pp |
| Employer contribution / active EE | $2,492 | $5,245-52.5% | $4,815-48.2% | $4,741-47.4% |
| Participant deferral / active EE | $6,991 | $7,801-10.4% | $7,448-6.1% | $6,401+9.2% |
| Admin fee / account holder | $143 | $11,568-98.8% | $10,007-98.6% | $11,429-98.7% |