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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,885 | $88,360-28.8% | $145,433-56.8% | $67,986-7.5% |
| Participation rate | 86.0% | 65.5%+20.5pp | 82.1%+3.8pp | 57.2%+28.7pp |
| Annual return | 33.74% | 63.15%-29.4pp | 66.58%-32.8pp | 31.67%+2.1pp |
| Employer contribution / active EE | $4,560 | $3,054+49.3% | $4,554+0.1% | $2,019+125.9% |
| Participant deferral / active EE | $12,106 | $5,932+104.1% | $7,897+53.3% | $3,358+260.5% |
| Admin fee / account holder | $2,099 | $3,313-36.6% | $13,129-84.0% | $3,203-34.5% |