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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,885 | $75,058-16.2% | $152,301-58.7% | $64,340-2.3% |
| Participation rate | 86.0% | 60.9%+25.1pp | 82.4%+3.5pp | 55.2%+30.7pp |
| Annual return | 33.74% | 29.93%+3.8pp | 80.50%-46.8pp | 24.14%+9.6pp |
| Employer contribution / active EE | $4,560 | $2,605+75.1% | $4,624-1.4% | $1,862+144.9% |
| Participant deferral / active EE | $12,106 | $5,041+140.1% | $8,004+51.2% | $2,980+306.2% |
| Admin fee / account holder | $2,099 | $4,050-48.2% | $14,398-85.4% | $3,703-43.3% |