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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,034 | $85,135-34.2% | $98,920-43.4% | $73,412-23.7% |
| Participation rate | 82.9% | 81.1%+1.8pp | 76.0%+6.9pp | 72.2%+10.7pp |
| Annual return | 79.60% | 19.14%+60.5pp | 196.47%-116.9pp | 59.30%+20.3pp |
| Employer contribution / active EE | $6,385 | $2,721+134.7% | $2,689+137.4% | $2,234+185.9% |
| Participant deferral / active EE | $8,316 | $4,349+91.2% | $4,245+95.9% | $3,806+118.5% |
| Admin fee / account holder | $2,774 | $139+1892.3% | $6,643-58.2% | $158+1657.2% |