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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,828 | $58,828-56.1% | $78,002-66.9% | $62,881-58.9% |
| Participation rate | 93.9% | 71.1%+22.9pp | 75.5%+18.4pp | 69.3%+24.6pp |
| Annual return | 0.00% | 17.16%-17.2pp | 425.99%-426.0pp | 20.14%-20.1pp |
| Employer contribution / active EE | $9,918 | $1,672+493.3% | $2,470+301.5% | $2,281+334.8% |
| Participant deferral / active EE | $14,326 | $2,686+433.5% | $3,497+309.7% | $3,203+347.3% |
| Admin fee / account holder | $334 | $4,393-92.4% | $5,481-93.9% | $4,296-92.2% |