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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,208 | $99,053-75.6% | $88,179-72.5% | $138,895-82.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 18.34% | 78.17%-59.8pp | 64.97%-46.6pp | 145.39%-127.1pp |
| Employer contribution / active EE | $2,393 | $2,882-17.0% | $2,549-6.1% | $4,194-42.9% |
| Participant deferral / active EE | $3,026 | $5,225-42.1% | $4,614-34.4% | $6,396-52.7% |
| Admin fee / account holder | $1,594 | $8,748-81.8% | $7,673-79.2% | $12,562-87.3% |