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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,224 | $99,995-77.8% | $85,063-73.9% | $145,978-84.8% |
| Participation rate | 90.9% | 74.1%+16.8pp | 67.5%+23.4pp | 80.3%+10.6pp |
| Annual return | 12.23% | 83.99%-71.8pp | 66.54%-54.3pp | 550.52%-538.3pp |
| Employer contribution / active EE | $2,547 | $3,231-21.2% | $2,727-6.6% | $4,662-45.4% |
| Participant deferral / active EE | $3,271 | $5,295-38.2% | $4,523-27.7% | $6,690-51.1% |
| Admin fee / account holder | $895 | $7,255-87.7% | $6,155-85.5% | $13,400-93.3% |