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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,510 | $74,535-53.7% | $100,712-65.7% | $82,637-58.2% |
| Participation rate | 78.0% | 61.2%+16.8pp | 69.3%+8.7pp | 68.1%+9.9pp |
| Annual return | 12.48% | 18.92%-6.4pp | 33.27%-20.8pp | 53.51%-41.0pp |
| Employer contribution / active EE | $2,372 | $1,503+57.9% | $2,313+2.6% | $2,552-7.0% |
| Participant deferral / active EE | $1,937 | $3,074-37.0% | $4,085-52.6% | $4,126-53.1% |
| Admin fee / account holder | $922 | $6,576-86.0% | $9,256-90.0% | $7,339-87.4% |