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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,640 | $95,975-90.0% | $74,549-87.1% | $135,379-92.9% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -6.36% | 56.96%-63.3pp | 32.53%-38.9pp | 519.79%-526.1pp |
| Employer contribution / active EE | $3,505 | $2,716+29.0% | $1,961+78.7% | $4,779-26.7% |
| Participant deferral / active EE | $2,375 | $3,844-38.2% | $3,108-23.6% | $5,609-57.7% |
| Admin fee / account holder | $3,244 | $6,522-50.3% | $5,059-35.9% | $10,828-70.0% |