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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,104 | $223,823-91.5% | $211,142-91.0% | $154,746-87.7% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 25.66% | 50.39%-24.7pp | 46.84%-21.2pp | 172.34%-146.7pp |
| Employer contribution / active EE | $2,258 | $6,787-66.7% | $6,442-65.0% | $4,379-48.4% |
| Participant deferral / active EE | $5,601 | $9,750-42.6% | $9,284-39.7% | $6,730-16.8% |
| Admin fee / account holder | $3,624 | $19,707-81.6% | $19,076-81.0% | $14,365-74.8% |