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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,321 | $201,344-91.9% | $184,243-91.1% | $145,877-88.8% |
| Participation rate | 95.0% | 87.5%+7.5pp | 86.8%+8.2pp | 80.3%+14.7pp |
| Annual return | 20.10% | 29.01%-8.9pp | 28.82%-8.7pp | 551.28%-531.2pp |
| Employer contribution / active EE | $1,801 | $7,022-74.4% | $6,427-72.0% | $4,663-61.4% |
| Participant deferral / active EE | $4,225 | $9,807-56.9% | $9,132-53.7% | $6,691-36.8% |
| Admin fee / account holder | $1,086 | $16,382-93.4% | $13,914-92.2% | $13,402-91.9% |