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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,525 | $185,883-92.2% | $170,043-91.5% | $139,466-89.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 28.46% | 60.54%-32.1pp | 53.40%-24.9pp | 373.66%-345.2pp |
| Employer contribution / active EE | $1,739 | $7,596-77.1% | $6,790-74.4% | $4,754-63.4% |
| Participant deferral / active EE | $4,316 | $11,626-62.9% | $10,410-58.5% | $6,712-35.7% |
| Admin fee / account holder | $1,067 | $15,393-93.1% | $12,824-91.7% | $11,409-90.6% |