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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,312 | $150,447-80.5% | $136,298-78.5% | $147,586-80.1% |
| Participation rate | 68.2% | 84.4%-16.2pp | 81.9%-13.7pp | 82.8%-14.6pp |
| Annual return | 20.57% | 1049.15%-1028.6pp | 5156.27%-5135.7pp | 578.59%-558.0pp |
| Employer contribution / active EE | $1,501 | $5,256-71.4% | $4,696-68.0% | $4,876-69.2% |
| Participant deferral / active EE | $6,130 | $6,631-7.6% | $6,247-1.9% | $5,439+12.7% |
| Admin fee / account holder | $5,334 | $10,906-51.1% | $9,244-42.3% | $10,886-51.0% |