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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,694 | $148,629-41.0% | $135,982-35.5% | $139,487-37.1% |
| Participation rate | 38.9% | 83.9%-45.0pp | 81.9%-43.0pp | 80.3%-41.4pp |
| Annual return | 13.35% | 79.33%-66.0pp | 68.32%-55.0pp | 373.84%-360.5pp |
| Employer contribution / active EE | $1,161 | $5,247-77.9% | $4,859-76.1% | $4,755-75.6% |
| Participant deferral / active EE | $3,124 | $8,102-61.4% | $7,760-59.7% | $6,713-53.5% |
| Admin fee / account holder | $4,972 | $12,406-59.9% | $10,767-53.8% | $11,407-56.4% |