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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,224 | $160,040-64.9% | $147,096-61.8% | $145,877-61.5% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 13.40% | 98.49%-85.1pp | 419.75%-406.4pp | 551.28%-537.9pp |
| Employer contribution / active EE | $4,070 | $5,289-23.1% | $4,936-17.5% | $4,663-12.7% |
| Participant deferral / active EE | $13,368 | $8,429+58.6% | $8,071+65.6% | $6,691+99.8% |
| Admin fee / account holder | $1,429 | $15,050-90.5% | $13,005-89.0% | $13,402-89.3% |