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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,100 | $106,749-42.8% | $145,433-58.0% | $82,448-25.9% |
| Participation rate | 96.0% | 75.6%+20.4pp | 82.1%+13.9pp | 68.1%+27.9pp |
| Annual return | 13.36% | 27.59%-14.2pp | 66.58%-53.2pp | 41.64%-28.3pp |
| Employer contribution / active EE | $5,001 | $3,444+45.2% | $4,554+9.8% | $2,551+96.0% |
| Participant deferral / active EE | $14,670 | $6,519+125.0% | $7,897+85.8% | $4,139+254.4% |
| Admin fee / account holder | $24,016 | $8,390+186.2% | $13,129+82.9% | $7,234+232.0% |