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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,720 | $117,829-77.3% | $102,423-73.9% | $145,877-81.7% |
| Participation rate | 65.2% | 78.6%-13.4pp | 76.5%-11.3pp | 80.3%-15.1pp |
| Annual return | 16.77% | 31.83%-15.1pp | 29.42%-12.7pp | 551.28%-534.5pp |
| Employer contribution / active EE | $2,245 | $3,615-37.9% | $3,023-25.7% | $4,663-51.9% |
| Participant deferral / active EE | $4,954 | $5,732-13.6% | $5,054-2.0% | $6,691-26.0% |
| Admin fee / account holder | $772 | $13,335-94.2% | $9,455-91.8% | $13,402-94.2% |