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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,890 | $71,878-48.7% | $86,698-57.5% | $68,486-46.1% |
| Participation rate | 73.3% | 72.2%+1.1pp | 76.6%-3.3pp | 67.9%+5.4pp |
| Annual return | -20.63% | 3.53%-24.2pp | 35.95%-56.6pp | -7.85%-12.8pp |
| Employer contribution / active EE | $1,941 | $2,173-10.7% | $2,837-31.6% | $2,597-25.3% |
| Participant deferral / active EE | $4,021 | $3,779+6.4% | $4,656-13.6% | $4,028-0.2% |
| Admin fee / account holder | $1,241 | $6,113-79.7% | $7,493-83.4% | $5,404-77.0% |