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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,039 | $60,349-35.3% | $74,184-47.4% | $62,881-37.9% |
| Participation rate | 81.3% | 72.7%+8.5pp | 76.6%+4.6pp | 69.3%+11.9pp |
| Annual return | 15.64% | 21.38%-5.7pp | 17.74%-2.1pp | 20.14%-4.5pp |
| Employer contribution / active EE | $909 | $1,680-45.9% | $2,370-61.7% | $2,281-60.2% |
| Participant deferral / active EE | $3,401 | $2,856+19.1% | $3,550-4.2% | $3,203+6.2% |
| Admin fee / account holder | $3,286 | $4,261-22.9% | $5,586-41.2% | $4,296-23.5% |