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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,584 | $182,442-90.4% | $163,379-89.2% | $138,895-87.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 13.32% | 72.74%-59.4pp | 63.41%-50.1pp | 145.39%-132.1pp |
| Employer contribution / active EE | $2,713 | $4,159-34.8% | $3,752-27.7% | $4,194-35.3% |
| Participant deferral / active EE | $5,481 | $6,817-19.6% | $6,282-12.7% | $6,396-14.3% |
| Admin fee / account holder | $1,892 | $10,396-81.8% | $9,818-80.7% | $12,562-84.9% |