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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,732 | $202,440-95.2% | $169,390-94.3% | $139,466-93.0% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 14.64% | 532.36%-517.7pp | 406.07%-391.4pp | 373.66%-359.0pp |
| Employer contribution / active EE | $1,983 | $4,693-57.8% | $4,013-50.6% | $4,754-58.3% |
| Participant deferral / active EE | $4,446 | $6,940-35.9% | $6,222-28.6% | $6,712-33.8% |
| Admin fee / account holder | $1,399 | $10,722-87.0% | $9,015-84.5% | $11,409-87.7% |