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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,491 | $49,976-55.0% | $66,674-66.3% | $82,637-72.8% |
| Participation rate | 100.0% | 63.1%+36.9pp | 73.7%+26.3pp | 68.1%+31.9pp |
| Annual return | 17.36% | 39.09%-21.7pp | 321.24%-303.9pp | 53.51%-36.1pp |
| Employer contribution / active EE | $1,618 | $1,988-18.6% | $2,620-38.2% | $2,552-36.6% |
| Participant deferral / active EE | $5,152 | $2,847+81.0% | $4,084+26.1% | $4,126+24.9% |
| Admin fee / account holder | $873 | $4,594-81.0% | $5,098-82.9% | $7,339-88.1% |