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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,142 | $88,702-79.5% | $81,780-77.8% | $145,978-87.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 10.40% | 1029.12%-1018.7pp | 776.27%-765.9pp | 550.52%-540.1pp |
| Employer contribution / active EE | $1,709 | $3,084-44.6% | $2,914-41.3% | $4,662-63.3% |
| Participant deferral / active EE | $6,135 | $4,645+32.1% | $4,321+42.0% | $6,690-8.3% |
| Admin fee / account holder | $4,651 | $8,414-44.7% | $7,384-37.0% | $13,400-65.3% |