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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,035 | $181,896-47.8% | $156,551-39.3% | $273,972-65.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -1.41% | 30.74%-32.2pp | 32.23%-33.6pp | 41.46%-42.9pp |
| Employer contribution / active EE | $0 | $6,248-100.0% | $5,501-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $6,004 | $5,550+8.2% | $4,871+23.2% | $5,287+13.5% |
| Admin fee / account holder | $6,644 | $15,560-57.3% | $13,028-49.0% | $10,133-34.4% |