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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,150 | $217,432-48.9% | $185,849-40.2% | $167,536-33.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 6.96% | 148.42%-141.5pp | 122.10%-115.1pp | 478.82%-471.9pp |
| Employer contribution / active EE | $22,384 | $5,875+281.0% | $5,169+333.1% | $4,839+362.6% |
| Participant deferral / active EE | $9,367 | $6,357+47.3% | $5,569+68.2% | $6,342+47.7% |
| Admin fee / account holder | $26,748 | $19,818+35.0% | $16,244+64.7% | $12,315+117.2% |