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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,469 | $57,305-69.5% | $86,640-79.8% | $75,173-76.8% |
| Participation rate | 73.8% | 63.2%+10.6pp | 71.7%+2.1pp | 67.2%+6.6pp |
| Annual return | 22.70% | 2674.24%-2651.5pp | 592.52%-569.8pp | 160.72%-138.0pp |
| Employer contribution / active EE | $1,713 | $2,316-26.0% | $3,024-43.4% | $2,671-35.9% |
| Participant deferral / active EE | $2,972 | $3,320-10.5% | $4,438-33.0% | $4,126-28.0% |
| Admin fee / account holder | $2,441 | $4,116-40.7% | $5,616-56.5% | $5,651-56.8% |