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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,893 | $60,139-66.9% | $90,461-78.0% | $79,856-75.1% |
| Participation rate | 31.9% | 65.0%-33.1pp | 72.7%-40.8pp | 69.6%-37.7pp |
| Annual return | 13.78% | 71.96%-58.2pp | 1294.76%-1281.0pp | 31.71%-17.9pp |
| Employer contribution / active EE | $685 | $2,069-66.9% | $3,264-79.0% | $2,471-72.3% |
| Participant deferral / active EE | $1,418 | $2,939-51.8% | $3,964-64.2% | $3,741-62.1% |
| Admin fee / account holder | $3,785 | $3,978-4.9% | $5,617-32.6% | $5,306-28.7% |