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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,134 | $65,434-72.3% | $98,483-81.6% | $85,847-78.9% |
| Participation rate | 72.1% | 65.0%+7.1pp | 73.3%-1.3pp | 69.3%+2.8pp |
| Annual return | 17.62% | 21.75%-4.1pp | 1494.38%-1476.8pp | 318.61%-301.0pp |
| Employer contribution / active EE | $1,454 | $2,169-32.9% | $2,961-50.9% | $2,565-43.3% |
| Participant deferral / active EE | $2,174 | $3,168-31.4% | $4,276-49.2% | $3,952-45.0% |
| Admin fee / account holder | $404 | $4,595-91.2% | $5,953-93.2% | $6,261-93.5% |