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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,608 | $58,241-59.5% | $81,780-71.1% | $80,911-70.8% |
| Participation rate | 82.1% | 63.4%+18.6pp | 72.4%+9.7pp | 67.6%+14.4pp |
| Annual return | 13.63% | 41.73%-28.1pp | 776.27%-762.6pp | 35.63%-22.0pp |
| Employer contribution / active EE | $3,077 | $2,343+31.3% | $2,914+5.6% | $2,756+11.6% |
| Participant deferral / active EE | $4,775 | $3,283+45.5% | $4,321+10.5% | $4,297+11.1% |
| Admin fee / account holder | $2,173 | $4,973-56.3% | $7,384-70.6% | $6,935-68.7% |