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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,710 | $160,040-54.6% | $147,096-50.6% | $145,877-50.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 7.33% | 98.49%-91.2pp | 419.75%-412.4pp | 551.28%-544.0pp |
| Employer contribution / active EE | $12,164 | $5,289+130.0% | $4,936+146.4% | $4,663+160.9% |
| Participant deferral / active EE | $18,455 | $8,429+119.0% | $8,071+128.7% | $6,691+175.8% |
| Admin fee / account holder | $1,372 | $15,050-90.9% | $13,005-89.5% | $13,402-89.8% |