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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,710 | $159,934-54.5% | $147,005-50.5% | $145,959-50.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 7.33% | 98.24%-90.9pp | 418.76%-411.4pp | 561.95%-554.6pp |
| Employer contribution / active EE | $12,164 | $5,287+130.1% | $4,934+146.5% | $4,661+161.0% |
| Participant deferral / active EE | $18,455 | $8,427+119.0% | $8,070+128.7% | $6,689+175.9% |
| Admin fee / account holder | $1,372 | $15,053-90.9% | $13,006-89.5% | $13,398-89.8% |