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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,402 | $73,863-6.0% | $143,797-51.7% | $68,490+1.3% |
| Participation rate | 72.9% | 66.7%+6.3pp | 80.3%-7.4pp | 67.9%+5.0pp |
| Annual return | -19.48% | 0.91%-20.4pp | -0.04%-19.4pp | -7.85%-11.6pp |
| Employer contribution / active EE | $0 | $3,185-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,553 | $3,385+34.5% | $5,638-19.2% | $4,028+13.0% |
| Admin fee / account holder | $1,668 | $5,756-71.0% | $14,679-88.6% | $5,403-69.1% |