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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,561 | $85,171-16.0% | $172,753-58.6% | $72,976-1.9% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 24.56% | 27.32%-2.8pp | 803.00%-778.4pp | 81.02%-56.5pp |
| Employer contribution / active EE | $5,280 | $3,324+58.9% | $5,144+2.7% | $2,440+116.4% |
| Participant deferral / active EE | $6,995 | $3,260+114.6% | $5,198+34.6% | $3,608+93.9% |
| Admin fee / account holder | $2,125 | $5,880-63.9% | $13,956-84.8% | $5,124-58.5% |