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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,740 | $75,962-29.3% | $154,108-65.1% | $64,173-16.3% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -7.45% | 30.32%-37.8pp | 735.21%-742.7pp | 7.63%-15.1pp |
| Employer contribution / active EE | $5,241 | $3,350+56.4% | $5,298-1.1% | $2,381+120.1% |
| Participant deferral / active EE | $6,416 | $3,175+102.1% | $5,081+26.3% | $3,470+84.9% |
| Admin fee / account holder | $533 | $5,589-90.5% | $13,411-96.0% | $4,887-89.1% |