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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,690 | $102,429-31.0% | $147,096-51.9% | $80,925-12.6% |
| Participation rate | 77.8% | 75.9%+1.9pp | 82.2%-4.4pp | 67.7%+10.1pp |
| Annual return | 10.60% | 135.02%-124.4pp | 419.75%-409.1pp | 35.65%-25.0pp |
| Employer contribution / active EE | $1,840 | $3,716-50.5% | $4,936-62.7% | $2,756-33.2% |
| Participant deferral / active EE | $5,970 | $6,649-10.2% | $8,071-26.0% | $4,299+38.9% |
| Admin fee / account holder | $5,567 | $7,957-30.0% | $13,005-57.2% | $6,940-19.8% |