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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,440 | $150,447-77.1% | $136,298-74.7% | $147,586-76.7% |
| Participation rate | 63.2% | 84.4%-21.3pp | 81.9%-18.8pp | 82.8%-19.7pp |
| Annual return | 15.48% | 1049.15%-1033.7pp | 5156.27%-5140.8pp | 578.59%-563.1pp |
| Employer contribution / active EE | $2,032 | $5,256-61.4% | $4,696-56.7% | $4,876-58.3% |
| Participant deferral / active EE | $3,899 | $6,631-41.2% | $6,247-37.6% | $5,439-28.3% |
| Admin fee / account holder | $5,887 | $10,906-46.0% | $9,244-36.3% | $10,886-45.9% |