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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,085 | $165,399-69.7% | $149,745-66.6% | $158,982-68.5% |
| Participation rate | 68.2% | 84.6%-16.4pp | 82.5%-14.3pp | 82.0%-13.8pp |
| Annual return | 11.88% | 348.34%-336.5pp | 276.72%-264.8pp | 302.99%-291.1pp |
| Employer contribution / active EE | $1,968 | $5,105-61.5% | $4,646-57.6% | $4,763-58.7% |
| Participant deferral / active EE | $4,638 | $7,183-35.4% | $6,843-32.2% | $5,983-22.5% |
| Admin fee / account holder | $3,623 | $10,811-66.5% | $9,312-61.1% | $11,252-67.8% |