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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,997 | $65,555-31.4% | $86,216-47.8% | $75,173-40.1% |
| Participation rate | 100.0% | 60.5%+39.5pp | 69.0%+31.0pp | 67.2%+32.8pp |
| Annual return | 84.56% | 46.07%+38.5pp | 1169.42%-1084.9pp | 160.72%-76.2pp |
| Employer contribution / active EE | $2,979 | $1,553+91.8% | $2,382+25.1% | $2,671+11.5% |
| Participant deferral / active EE | $7,741 | $3,023+156.0% | $3,986+94.2% | $4,126+87.6% |
| Admin fee / account holder | $3,966 | $5,469-27.5% | $6,853-42.1% | $5,651-29.8% |