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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,539 | $59,813-47.3% | $79,580-60.4% | $68,486-53.9% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.5%+30.5pp | 67.9%+32.1pp |
| Annual return | -27.32% | -12.30%-15.0pp | 0.15%-27.5pp | -7.85%-19.5pp |
| Employer contribution / active EE | $3,942 | $1,505+161.9% | $2,413+63.3% | $2,597+51.8% |
| Participant deferral / active EE | $7,599 | $3,024+151.2% | $3,985+90.7% | $4,028+88.7% |
| Admin fee / account holder | $5,634 | $4,835+16.5% | $6,835-17.6% | $5,404+4.3% |