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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,827 | $77,962-2.7% | $178,540-57.5% | $80,935-6.3% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 15.32% | 18.10%-2.8pp | 27.15%-11.8pp | 35.66%-20.3pp |
| Employer contribution / active EE | $14,916 | $2,280+554.1% | $3,953+277.3% | $2,757+441.1% |
| Participant deferral / active EE | $14,706 | $4,404+233.9% | $6,281+134.2% | $4,299+242.0% |
| Admin fee / account holder | $1,508 | $7,156-78.9% | $10,424-85.5% | $6,924-78.2% |