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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,785 | $88,815-91.2% | $81,882-90.5% | $145,897-94.7% |
| Participation rate | 90.0% | 75.1%+14.9pp | 72.4%+17.6pp | 80.3%+9.7pp |
| Annual return | 14.42% | 1033.75%-1019.3pp | 779.47%-765.1pp | 552.29%-537.9pp |
| Employer contribution / active EE | $1,322 | $3,086-57.2% | $2,916-54.7% | $4,663-71.6% |
| Participant deferral / active EE | $3,996 | $4,647-14.0% | $4,323-7.6% | $6,689-40.3% |
| Admin fee / account holder | $392 | $8,434-95.3% | $7,360-94.7% | $13,390-97.1% |