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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,447 | $117,904+53.9% | $102,457+77.1% | $145,978+24.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 15.92% | 31.80%-15.9pp | 29.41%-13.5pp | 550.52%-534.6pp |
| Employer contribution / active EE | $14,794 | $3,613+309.4% | $3,022+389.5% | $4,662+217.3% |
| Participant deferral / active EE | $13,076 | $5,733+128.1% | $5,054+158.7% | $6,690+95.5% |
| Admin fee / account holder | $8,272 | $13,329-37.9% | $9,451-12.5% | $13,400-38.3% |